FD Calculator

Fixed deposit maturity.

This FD math compounds yearly: maturity = principal × (1 + rate/100)^years. Many Indian banks compound quarterly. If your deposit compounds more often, this number is slightly low.

Worked example: ₹1,00,000 at 7% for 5 years, yearly compounding. Maturity is 100000 × (1.07)^5, a little over ₹1.40 lakh. Interest is maturity minus principal.

Senior citizen rates are usually 0.5% higher. This tool does not add that automatically. Type the rate from the bank circular.